What Does Aviva House Insurance Cover?

March 15, 2023 Post a Comment

Aviva to review British businesses as UK insurance boss quits from uk.finance.yahoo.com

Introduction

When it comes to protecting your home, having the right insurance policy is essential. One of the most popular insurance providers in the UK is Aviva. If you're considering taking out a policy with them, you might be wondering what exactly Aviva house insurance covers. In this article, we'll be taking a closer look at the different types of cover available from Aviva, as well as some of the features and benefits of their policies.

The Basics of Aviva House Insurance

Aviva offers two main types of house insurance: buildings insurance and contents insurance. Buildings insurance covers the structure of your home, including the roof, walls, and floors, while contents insurance covers the items inside your home, such as furniture, appliances, and personal belongings.

Buildings Insurance

Aviva's buildings insurance covers a wide range of risks, including damage caused by fire, flood, storm, and subsidence. It also includes cover for accidental damage, which can be particularly useful if you have young children or pets. In addition, Aviva offers optional extras such as home emergency cover and legal expenses cover, which can provide additional peace of mind.

Contents Insurance

Aviva's contents insurance covers a wide range of items, including furniture, electrical goods, clothing, and personal belongings. It also includes cover for accidental damage, as well as theft and loss. Like buildings insurance, contents insurance can also be enhanced with optional extras such as personal possessions cover and bicycle cover.

Features and Benefits of Aviva House Insurance

In addition to the basic cover provided by Aviva's house insurance policies, there are a number of features and benefits that may be of interest to homeowners. These include:

New for Old Cover

Aviva's house insurance policies come with new for old cover as standard. This means that if any of your items are damaged or stolen, Aviva will replace them with a new equivalent item, rather than simply paying out the current value.

No Claims Discount

If you don't make a claim on your Aviva house insurance policy, you may be eligible for a no claims discount. This can help to reduce the cost of your policy when it comes up for renewal.

24/7 Support

Aviva's house insurance policies come with 24/7 support, so you can get help and advice whenever you need it. This can be particularly useful in the event of an emergency, such as a burst pipe or a break-in.

Conclusion

Overall, Aviva house insurance provides comprehensive cover for homeowners, with a range of optional extras to choose from. Whether you're looking to protect the structure of your home with buildings insurance, or the contents of your home with contents insurance, Aviva has a policy to suit your needs. So if you're in the market for house insurance, it's definitely worth considering Aviva as your provider.